Laurie
I was rearended in a car accident in 1999 and my injuries resulted in a protruding disk and a bulging disk (L3-L4 & L4-L5). I tried PT, but it didn't help. I've been seeing a chiropractor and that seems to help. As for your shoulder, you should notify the Ortho. doctor asap. You could have a dislocation. No-fault won't cover the injury if you wait too long and the doctor won't be able to determine if it is a result from the accident.